How big of a deductible can you afford? If you can afford to increase your deductible you will lower the monthly cost of your health insurance. Of course you need to be careful since you will have to come up with your deductible out of your own pocket or purse each year before your insurance company will start paying for anything. So make sure you can afford to pay your deductible before you increase it.

One of the best ways to save money on health insurance is to purchase it online. Online sales involve a lot less cost and overhead and the savings is passed along to you.