Just a hint… are you still looking for an alternative for your payments? Try Obopay
Use any mobile phone to get, send, or spend money. Text message, use your phone’s Internet browser, or download Obopay onto your phone. I haven’t tried it yet, but it seems that it’s the only such a site you can find on the internet.
The authors report: “Honestly, who wants to lug around a wallet, wait in long lines at the bank or get caught empty handed? With Obopay, all you need is a mobile phone and your friend’s mobile number. That’s it. Whether you choose to use Obopay via text messaging, your phone’s Internet browser or download Obopay onto your phone. There’s no better way to go mobile with money”.

On the whole it seems more useful for children than for older people. The idea is simple, but effective and in some cases it may turn out to be useful.

Businesshackers mark (based just on first impression): 6/10