Credit Report Classifications

# of Deletions

Late Payments (including Late Payment History)

116,022

Collections (including Collections, Charge-Offs, Settlements, Repossessions and Foreclosures)

264,147

Public Records (including Bankruptcies, Garnishments, Judgments and Tax Liens)

45,660

Personal Info (including Address Corrections, Name Corrections, Employment History and Inquiries)

12,129

Total Negative Items Deleted as of 7/2/2009

437,958