clipped from: www.bottomlinesecrets.com   
What you need to know to haggle successfully

There is room for negotiation in virtually every purchase

Good hagglers always carefully inspect items that they're interested in

it's a good idea to go to several places first to make price comparisons

check on-line to see what comparable merchandise sells for -- that's the price you want to beat

find out how much the dealer paid for the vehicle

HOW TO HAGGLE


Pretend to be only mildly interested

If you and the seller can't agree on the price of an item, ask the seller if he's got anything that he can throw in on the deal

Ask automobile dealers to throw in floor mats

with computer and stereo equipment, ask the seller for free cables and free installation

If you are willing to pay $100 for an item, offer $80 or even $60

Merchants lose about 2% when a credit card is used, so they may be willing to take a 2% bite if you pay cash

Politely point out any flaws in the merchandise

WHO BEST TO HAGGLE WITH


Small-town merchants

Jewelry stores

Car dealers

Banks

Chains

OBO