You really need to read this information before you buy pet insurance and even if you have pet insurance if you are not with the right company I would suggest you read this and switch ASAP. I feel that Embrace Pet Insurance and Pet Plan US are the best plans to have. Embrace may have the edge right now for two reasons - 1. Pet Plan US is only available in 40 states and 2. Embrace is run by a person not afraid to be out in public and give away information i.e. Laura Bennett is a blogger. Check out her blog here –> Embrace Pet Insurance Blog