Open Source Hardware has two main financial problems that the Open Source Bank will try to alleviate

"Throwaway Costs" and the "Quantity Monopoly."

In the OSS software world, when things go wrong, you just fix the code, hit compile again, and the only thing it really "costs" is your time finding and fixing the error. But in the OSHW hardware world, errors mean broken, non-functioning junk PCB's that cost money to make. And that means lost money.

the side effect of pricing individual DIY builders out of many potential hardware developments, simply because they don't get cheap enough until you make 1,000's. It's a quantity monopoly, because there's only 1 quantity number that anyone wants to build: 100,000 of anything.